Grade 4 Money Basics Explained
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Grade 4 Money Basics Explained
Understanding Earning, Spending, Saving, and Donating Building Financial Literacy Skills
What is Money?
Money helps us buy things we need and want In Canada, we use dollars and cents Money comes in coins and bills We use money every day in different ways
Earning Money
Getting money by doing work or jobs Examples: doing chores, helping neighbors Age-appropriate jobs for kids Money comes from helping others
Spending Money
Using money to buy things Needs vs. wants Examples: food, toys, books Making smart spending choices
Saving Money
Keeping money aside for later Saving for special purchases Using piggy banks or savings accounts Being patient with our money goals
Donating Money
Giving money to help others Supporting charities and good causes Helping people in need Making our community better
Money Scenario Challenge
You found $10 on the ground What would you do with this money? Think about earning, spending, saving, and donating Explain your choices
Money Management Role-Play
Earn money by completing classroom tasks Decide how to spend your earnings Choose how much to save Pick an amount to donate
Reflection Time
Why is it important to save some money? How does donating money help others? What's one smart money choice you can make?
Money Basics Summary
Earning: Getting money through work Spending: Buying things we need and want Saving: Keeping money for future goals Donating: Helping others with our money Making smart money choices helps us and our community